GETTING PRE-APPROVED AND QUALIFYING FOR A MORTGAGE
The most important first step on your journey to purchase a new home, whether first time or fifth, is getting your financing pre-approved.
With your mortgage pre-approval in hand you know your budget and you can start shopping. Your budget impacts all aspects of your Needs and Wants List for your new home. From what community you look in to what amenities your home has these are all dependent on your budget.
I know getting your financing pre-approved isn’t the most exciting part of shopping for a new home, it’s way more fun to look inside and see what’s really going on behind that freshlypainted front door or whether that garage will hold all your toys. But, it’s absolutely the most important first step. I know, I’m repeating myself but it’s really, really important.
Okay, so where do you go to get this pre-approval? That’s easy, fill out the form on this page and I’ll have a trusted mortgage broker get in touch to get your application started. It’s as easy as filling out an application you’ll receive and return by email and a quick chat, that’s it.
FIRST TIME BUYERS - you probably know that you need to do this so let’s get it done now, fill out the form on this page and you’re only days away from starting to look for your first home.
MOVING-UP, MOVING-ON or RIGHT-SIZING - whether you own the home you’re in outright, have an existing mortgage or homeowners’ line of credit (HLOC) you should speak with a financing expert to know what your options are. It’s quick, it’s easy and it’s free.
If you’re moving to a different province but you’re starting your house hunting now you need to know what your financing options look like. Mortgage brokers are licensed to work across Canada so if your next home is in another province you can still get the pre-approval now and know your buying budget for the new location. Your mortgage can be done by a broker here in Calgary and funded on your new purchase anywhere in Canada.
There really is no excuse to not get your financing in place, it’s great to look at listings online but before your feet hit the street you need to get the pre-approval in place. It’s no cost or obligation to get this pre-approval but with it you are a giant leap closer to making your newhome dreams come true.
Take 30 seconds to enter your name and email address into the form below and you can have your mortgage pre-approved in the next three business days...What are you wating for?